A Quarterly Publication of Tri-Point Federal Credit Union
Fall 2013

In This Issue:

The Three Most Dangerous Email Scams
Holiday Loans Are Here
Join The Holiday Club
It’s The Perfect Gift!
Save By Transferring A Balance Today
Get Your E-Statements Online And Save Paper!
Holiday Closings
The Three Most Dangerous Email Scams

Identity thieves and computer hackers are always coming up with new ways to scam innocent consumers out of their hard-earned dollars. Don’t be a victim – be aware of the following most malicious email scams that are currently circulating.

  1. The UPS Package Scam – The typical bogus package scam email will claim that UPS has tried to deliver a package to your home, but was unable to because of an address error. Never open any attachments that you receive with an email containing this sort of language, because the attachment will contain some sort of malware or virus software.

  2. The 419 Nigerian Scam – This is still one of the most popular email scams around, and unfortunately some people still fall for it. A good rule of thumb is to never send or wire money to an offshore account, no matter how desperate or convincing the recipient may seem. Some scammers even go so far as to claim they are royalty and that you will receive a share of the wealth in return.

  3. The Generic Phishing Scam – These scams come in a wide variety of shapes and sizes. If you are ever asked to update your bank information or PayPal account info and are unsure who the email sender is, keep your personal information private.

It’s always best to contact the credit union or other financial institutions directly instead of simply trusting an email or phone call from an anonymous sender.


Holiday Loans Are Here

Enjoy An Extra-Special Holiday Season!
Holiday Loans
5.90% APR*
For 12 Months
Borrow Up To $5,000!

Are you ready for the busy holiday shopping season? Make the holidays brighter with our Holiday Loan Special. Use the funds for holiday gifts, travel expenses, entertaining, bill consolidation and so much more.

Apply Today
It’s easy to apply. Stop by our office, apply at www.tripointfcu.com or call (412) 995-4962 to learn more.

*APR = Annual Percentage Rate.


Join The Holiday Club

Get a head start on next year’s presents by opening a Holiday Club Account. You can make saving automatic and effortless by setting up Payroll Deduction from your paycheck to your Club Account. Savings add up quickly, so when it’s time to shop or travel you can spend without worrying about paying high credit card bills come January!

For more information, contact a Member Service Representative at (412) 995-4962. Or if you prefer, stop by our office to apply in person.

Already Have A Club Account?
Please Note: If you are already a Holiday Club Account holder and have a Tri-Point FCU Checking Account, your balance will be deposited and available as of October 1. All other account holders will be mailed a check the first week of October.


It’s The Perfect Gift

Finding the right gift for family and friends who seem to have everything is always tricky. That’s why a VISA Gift Card, in any amount ranging from $10 to $500, is the best solution. Your friends and family will love having the freedom to purchase what they truly need, with the flexibility and security provided by VISA. With a low $2 fee for purchase, a VISA Gift Card is the best choice this holiday season! Stop by any credit union office to purchase yours today.


Save By Transferring A Balance Today

VISA® Credit Card
10.50% APR*
Fixed Rate

The Tri-Point FCU VISA Credit Card offers you a low, fixed interest rate that could save you money and help you pay down your debt faster.

Our VISA Credit Card is also a great everyday choice. Take advantage of:

  • No Annual Fee
  • 25-Day Interest-Free Grace Period
  • Acceptance Worldwide
  • Cash Advances At ATMs All Over The World
  • No-Fee Balance Transfers
  • And More!

Apply Now
It’s easy to apply – fill out an application here or call us at (412) 995-4962.

*APR=Annual Percentage Rate.


Save Paper – Get Your Statements Online!

With TRI-NET, the Online Banking service offered exclusively by Tri-Point FCU, you can always access your accounts, any time of the day or night. Access TRI-NET to view your account statements anytime through our convenient E-Statement service.

E-Statements Allow You To:

  • Review All Previous Transactions
  • View Archived Statements
  • Get Rid Of Paper Clutter
  • Help Save Trees


One Swipe Is All It Takes

A MasterMoney/STAR ATM Card provides you access to your Tri-Point FCU accounts 24 hours a day, seven days a week from 1,000s of ATMs nationwide. Withdraw cash, transfer money, make deposits and more. To get your card today, simply call (412) 995-4962.


Holiday Closings

The credit union will be closed to observe
the following holidays:

4th of July

Columbus Day
Monday, October 14, 2013

Veterans’ Day
Monday, September 2, 2013

Thursday, November 28, 2013

Christmas Day
Wednesday, December 25, 2013


EMERGENCY INFORMATION: If the credit union ever needs to close for more than a day due to an emergency, please visit www.tripointfcu.com for pertinent updates. If relocation is necessary, we will inform you where and how we can be reached as soon as possible.


Rate Charts

To view our latest savings, investments and lending rates start here.