Real Estate Loans
The equity in your house may be the money tree you've always wished you had. You can take advantage of the cash in your home almost as easy as shaking a money tree with a Home Equity Loan or a Home Equity Line of Credit from your Credit Union.
Start planning today! You can use the cash in your house to finance renovation projects, pay college tuition, consolidate debt, or even take that special vacation you've always promised your family. Whatever your need, the money is there for you with a Home Equity Loan from your credit union.
And you can save even more! A Home Equity Loan not only can provide you with the money you need, it can also save you money! Paying off other debts or high interest credit cards with a low-interest Home Equity Loan means more money in your pocket each month. And there are more savings possible! The interest on a Home Equity Loan could be tax deductible (check with your tax advisor.)
With a Home Equity Line of Credit, you can borrow up to 80% of the equity in your home (minus the balance of your first mortgage) for terms up to 15 years with a variable rate as low as 4% (call for our current rate). You can draw on your line of credit for 5 years.
And remember, the interest you pay is usually tax-deductible (check with your tax advisor).
A Home Equity Fixed Rate Loan offers you a closed end Home Equity Loan with up to 15 years to repay with a set payment each month for the life of the loan. The interest rate is determined by the term of the loan.
Home Improvement Loans
If you prefer an unsecured fixed rate Home Improvement Loan, we have the solution. You could borrow up to $10,000 for up to 48 months. Check our rate table to see the most up-to-the minute rates and terms.
To get a head start on your home improvements, call for an application or swing by the credit union to apply. You can apply on-line, too, for even more convenience and ease. Just apply here!
* Check with your tax advisor regarding whether or not you are eligible to deduct the interest on a Home Equity Line of Credit.
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