|
A
Quarterly Publication of Tri-Point Federal Credit Union In This Issue:
|
| Experience A Credit Card You Can Trust |
If you have a credit card at a different financial institution, you could be paying too much. In response to legislation congress passed that regulates credit card laws, many credit card issuers have drastically changed their credit card policies - in many cases raising rates, increasing fees, and lowering credit limits. Review your accounts and cash in on the savings by transferring your current cards to a Tri-Point FCU VISA® Credit Card.
You can depend on Tri-Point FCU to continue to offer a safe and secure low-interest credit cards. A Tri-Point FCU VISA Credit Card gives you an affordable advantage for shopping and travel and is perfect in the case of an emergency. Stay on track with a credit card that gives you a solid, low rate - and not just during an introductory period. This rate is one you can count on; plus, our VISA has many other money-saving features, such as:
- No Annual Fee
- 25-Day Interest-Free Grace Period
- Accepted Worldwide
- Cash Advances At ATMs Worldwide
- Safer Than Cash
- And More!
Apply Today!
Transfer your high interest card balances and save instantly! Stop in, call (412) 995-4962 or apply for a Tri-Point FCU VISA Credit Card online.
| Share The Benefits |
Let your family and household members enjoy the same great benefits of a Tri-Point FCU membership that you do! Your family members and any individuals who live in your household are eligible to join the credit union. That means your spouse, parents, children and others can enjoy the great financial benefits that come with a Tri-Point FCU membership. When they join, they are immediately eligible for the advantages and services you've come to know and trust.
Fill out the Membership Referral Form or call us today at (412) 995-4962, and we will be happy to send them a membership packet.
| Report Of 75th Annual Meeting |
The 75th Annual Meeting of Tri-Point Federal Credit Union was held on Friday, May 7, 2010, at F. Tambellini Restaurant in Downtown Pittsburgh. Forty-one members and guests attended the meeting and received reports on the financial condition and safety and soundness of the credit union.
Mr. George Kenhart presented the President's Report, in which he spoke of the 2009 operating loss of the credit union. The weak economy and very low investment income rates played a part in the loss but much of it was attributable to assessments every credit union received during the course of the year. Unlike the banking and financial giants who received bailout funds from the government, the credit union system chose to use its own funds. Our credit union paid assessments for the increase of the Share Insurance Fund to $250,000 and to keep the Corporate Credit Union system running effectively. Mr. Kenhart also spoke of the 75 years of our credit union and how it has grown into a full service financial institution.
Elected to serve a two-year term on the Board of Directors were Marcy Ashley and Dianna Adams. Marcy Ashley was again named Chairman of the Board at the reorganization meeting that followed.
Everyone enjoyed a fine dinner and an evening of comradeship. Anyone wishing to receive a copy of the 2009 Financial Report Booklet presented at the Annual Meeting may call or write the credit union office.
| Stay Connected: Even On The Go |
Never before have people been pulled in so many directions. It's not always convenient to make it to the credit union, so we aim to give you money-management systems that help make things easier. You can access the following solutions from any computer, anywhere, anytime.
With Online Banking, your computer and the Internet, you have access to a secure 24-hour virtual branch. Perform many of your most needed transactions right at your fingertips. Take advantage of our Bill Payer Service and pay your bills online. It makes your financial life so much easier.
Our eStatements are the most convenient way to receive your monthly statement. Review your statements in a safe, secure and free manner and help keep your accounts - and your soon-to-be-clutter-free - house organized.
Sign up for these services and see the difference for yourself!
| Make It Happen - We Have Money To Lend |
The key to reaching many financial goals is right in your pocket: your house key. With Tri-Point's Home Equity options - which include Home Equity Loans and Home Equity Lines of Credit - you can easily borrow against the equity you've built in your home. Plus our Home Equity options combine tax-deductibility** with a great low rate.
A Home Equity Loan From Tri-Point is a solution you can trust. With a non-variable rate, this account will provide you with the same rate for the life of the loan, and with flexible terms, it can make any home improvement possible. You can even use your home's equity to get out of debt once and for all.
Another affordable option is to take out a Home Equity Line of Credit, which is an important financial tool that that gives you the flexibility to draw on your home's equity whenever you need. Take care of home improvements, family needs, tuition and more. You can even use it to refinance your loans held elsewhere!
Get Started, Today!
For more information or to apply, stop by the credit union, call (412) 995-4962, or apply for Home Equity Loans or Home Equity Lines of Credit online.
** Consult your tax advisor concerning tax-deductible interest eligibility.
| Holiday Closings |
The credit union will be closed to observe the following holidays:
Independence Day
Monday, July 5, 2010
Labor Day
Monday, September 6, 2010
