Loan Rates

Rates effective as of 1/01/12
All rates subject to change without prior notice.
Call for up to the minute details.

Loan Application || Loan Calculator

Loans* Term Annual Percentage Rate
Home Equity** (2nd Mortgage)   80% LTV

 

 

0-60 months

 4.00%+ Fees

61-84 months

 4.25% + Fees

85-120 months

 4.35%+ Fees

121-180 months

 4.50%+ Fees

Home Equity Line
of Credit (variable rate)

0 - 180 months

Prime Rate -1%+fees
4.00%

New Vehicle & Boat Loans

0-36 months

2.00%
 

37-48 months

2.50%
 

49-60 months

3.00%
 

61-72 months

5.50%

Used Vehicle & Boat Loans

    

   2009-2012

0-60 months

 4.00%

   2003-2008

0-48 months

4.00%

Major Recreational & Boat Loans
(Minimum $50,000)

61-120 months***

7.00%

Share Secured
(Does not affect Share Rate)

0-48 months

3.00%

Personal (Unsecured)
$10,000 Maximum

0-48 months

9.50% / 10.50%

Holiday Loan
$5,000 Maximum

0-12 months

5.90%

VISA Credit Card
(no annual fee)

n/a

10.50%

*Based On Credit Worthiness
**Plus fees; Available in PA only
***Collateral Must Qualify

Equal Housing Lender Equal Opportunity Lender 
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.