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Loan RatesRates effective as of 01/01/2010
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| Loans* | Term | Annual Percentage Rate | ||||
| Home Equity** (2nd Mortgage) |
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0-60 months |
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61-84 months |
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85-120 months |
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121-180 months |
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Home Equity Line |
0 - 180 months |
Prime Rate -1%+fees |
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New Vehicle & Boat Loans |
0-36 months |
3.00% |
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37-48 months |
4.00% |
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49-60 months |
4.75% |
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61-72 months |
6.00% |
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Used Vehicle & Boat Loans |
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2008-2010 |
0-60 months |
5.00% | ||||
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2003-2007 |
0-48 months |
5.00% |
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Major Recreational &
Boat Loans |
61-120 months*** |
7.00% |
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Share Secured |
48 months |
4.00% |
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Personal (Unsecured) |
0-48 months |
9.50% / 10.50% |
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VISA Credit Card |
n/a |
8.50% |
*Based On Credit Worthiness
**Plus fees; Available in PA only
***Collateral Must Qualify
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.
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